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Economic downturns are a time when people really want to get their arms around their financial health and security. CIGNA recently completed a two-part survey1 on individual perceptions about return-to-work topics and the value of disability insurance -- part of ongoing CIGNA research on "Health and Well-being in America."
Part I of the survey revealed that for the majority of Americans, work means a lot more to them than a paycheck to cover the bills. Most people link work and well-being, and feel unproductive, worried, and depressed when they're out of work because of an injury or illness. Workers, too, say the overall mood in the workplace has changed in the past six months, mostly for the worse. Click here for our press kit that includes a copy of the survey findings, tips, podcast and more.
Part II of the survey showed nearly all respondents say they value disability insurance that would help protect their income if they were out of work due to illness or injury. However, the survey also showed significant knowledge gaps existed in terms of workers' awareness of their personal need for coverage, as well as the cost of insurance through their employer. And, most workers said they are looking to employers for help and advice. Click here for our press kit that includes a copy of the survey, findings, podcast and more.
By providing access to disability insurance coverage - and offering advice to help them choose the right coverage to meet their needs - employers can not only help employees strengthen their financial security, but can also build stronger employee loyalty and trust
Why CIGNA for Disability?
We're experts in disability coverage. We work with thousands of employers to provide cost-effective, quality disability coverage we believe is unsurpassed in value. What makes our disability coverage so special?
- Expert consultative guidance to help you build a disability insurance program that meets the needs of both businesses and employees.
- Strong return-to-work focus and personalized rehabilitation support that helps improve your productivity and bottom line by helping sick and injured employees return to work safely and more quickly.
- Easy-to-understand materials and personalized guidance that eliminate confusion, reduce administrative hassles, and enable employees to use their coverage most effectively.
- Prompt, friendly service that ensures questions are answered quickly and claims are administered timely.
Contact your CIGNA representative to learn more. Or click below to learn more about CIGNA disability insurance and what makes us so unique:
Plans to Protect Employees' Financial Security
- SM - Providing employer support for Americans with Disabilities Act Amendments Act (ADAAA) compliance.
Real Life Success Story - See how CIGNA helped one person cope with surviving a life-changing accident (Video 13.6MB)
- - Cost-effective options to help you protect employees while protecting your business and the bottom line. (PDF 105k)
- - This California Broker magazine article explores the benefits of disability insurance and gives employers examples of what to look for when considering a group disability plan.
- CIGNA Disability Plans - Income replacement coverage for employees who become sick or injured and can't work.
- CIGNA Value Added Services - "No cost" services included with our disability plans to help employees better manage their lives and health so they stay productive and on the job
- CIGNA's Healthy Rewards Program - Learn how employees can get discounts off health and wellness services.
- - Learn how employees can create a will and other legal documents online. (PDF 72k )
- CIGNA Employee Assistance Program - Companion program provides work/life assistance to help employees manage their lives so you can manage your business.
How We Ensure a Safe and Quick Return to Work
- – Learn how CIGNA helps employees rebuild their lives and careers with modified or alternative work options (PDF 131k )
- CIGNA Return-to-Work Consulting - Learn how this program can be an effective tool to shorten disability durations and reduce lost time costs.
- Managers' Disability ToolkitSM - CIGNA's one-of a kind resource to help managers understand their role in the return-to-work process.
- Physicians' Disability ToolkitSM - Resource for physicians treating disabled employees to help facilitate return to work.
- - Spotlighting people who relied on CIGNA for income protection and help in returning to work. (PDF 96k)
- - CIGNA's disability claim model improves productivity through proactive return-to-work management. (PDF 235k)
Employee Education Support
- - Flyer provides overview of disability insurance and why employees should make sure they're covered. (PDF 125k )
- - Learn how employees can access their disability claims status and payment information via myCIGNA.com. (PDF 193k )
Continuing Education for Brokers
- - Take advantage of CIGNA’s menu of CE credit courses. (PDF 222k)
Sources:
1- CIGNA study conducted by Yankelovich, 2009
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