Coverage while on the Road
Whether it is across town or across the ocean, more and more people are traveling for work. To help manage risks involved with such travel, CIGNA's Business Travel program provides travel accident benefits in the event of death or serious injury while traveling on business or for pleasure. Depending on employer's selection, this coverage can also be customized to meet specific needs. Options include:
Full-Occupational coverage
Expanded coverage includes protection for on-the-job activities.
War-Risk coverage
For accidents that occur when traveling to a designated "hot zone" (countries in a state of war, either declared or undeclared).
Business and Pleasure coverage
24-hour worldwide protection: on or off the job.
Piloting and Owned Aircraft coverage
For accidents occurring on company-owned, company-leased or company-controlled aircraft.
Coverage away from home. Contact your employer today to learn more about CIGNA's Business Travel Accident Insurance for the domestic and international traveler.
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Your Passport to Exceptional Service
CIGNA's Business Travel Accident Insurance offers comprehensive coverage at affordable premiums and offers a full spectrum of services including:
- High-limit, employer-paid financial protection
- Lower premiums than other forms of insurance
- Multi-national coverage for U.S.-based firms
Business travel involves risk – protect your financial future. Contact your employer today to learn more.
Worldwide Assistance
With CIGNA Secure Travel®, you and your family – traveling on personal or business trips – have access to the assistance you'll need for medical emergencies, in most countries while traveling at least 100 miles from home. CIGNA Secure Travel® helps arrange transport for you to the nearest medical facility during medical emergencies, and also provides referrals to local medical, legal and financial assistance, as needed.
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FAQ
Am I protected in remote areas of the world?
Yes – CIGNA Secure Travel® helps arrange transport for employees to the nearest medical facility during emergencies and also provides referrals for local medical, legal and financial assistance, as needed. CIGNA Secure Travel coverage may vary.
Am I covered for traveling for reasons other than business?
Yes – Our additional coverage options include:
- Business and Pleasure – 24-hour protection on or off the job
- Full Occupational – on-the-job protection while traveling or on the worksite
- Piloting and Owned – Aircraft Coverage – for accidents occurring on company-owned, -leased or -controlled aircraft
Can I get Business Travel Accident Insurance for my family?
Yes – This coverage may be available if elected by your employer and can also extend to family members who accompany you on business travel.
Are there any other programs I should know about?
Yes. The CIGNAssurance® Program for Beneficiaries provides financial, bereavement and legal assistance for those dealing with the loss of a loved one.
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