CIGNA Disability Income Needs Calculator

Have you thought about what could happen to you or your family if you were unable to work due to illness or injury?

Disability income facts:

• More than half of all personal bankruptcies and mortgage foreclosures are due to disability.¹
• Most Americans are living paycheck to paycheck and have little or no money left after paying their everyday living expenses.²
• Three out of every 10 workers will experience an accident or illness that keeps them out of work for three months or longer.³
• 43% of all 40-year olds will suffer a disability for at least 90 days prior to age 65.⁴

If you are like most people, you may not have a lot of money in savings to tide you over if you miss work because of an injury or illness. When you can’t work – even for a short period of time – things can get very difficult very quickly.

You may think you have enough in savings, but that amount is usually less than what you need to pay bills and day-to-day living expenses. To get an idea of how much you rely on your income each month, try our Disability Income Needs Calculator.

Source:

1. 1. Health Affairs, the Policy Journal of the Health Sphere, February 2, 2005
2. 2. Parade Magazine, April 24, 2006
3. 3. America's Health Insurance Plans, 2004
4. 4. 2005 Field Guide to Estate Planning, Donald Cady

Disclaimer:
CIGNA Group Insurance products and services are provided through underwriting subsidiaries of CIGNA Corporation including Life Insurance Company of North America and CIGNA Life Insurance Company of New York and not by CIGNA Corporation. "CIGNA" and the Tree of Life are registered service marks used by these CIGNA companies.