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- Small Businesses (2-99 employees)
- Small to Midsize Businesses (100-499 employees)
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Employer Resources
- Cigna for Employers Portal Features
- Learn more about the tools and resources you'll have access to in the Cigna for Employers online portal.
Plans and Services
Plans and Services
Who We Serve
Who We Serve
- Small Businesses (2-99 employees)
- Small to Midsize Businesses (100-499 employees)
- Midsize to Large Businesses (500-2,999 employees)
- Large Businesses (3,000+ employees)
- Hospitals and Health Systems
- Higher Education
- K-12 Education
- State and Local Governments
- Taft-Hartley and Federal
- Third-Party Administrators
- View all business types
- Health Insurance for Expats
- IGO/NGOs
- Multinational Businesses
Employer Resources
Employer Resources
Cigna Pathwell Bone & Joint®
We help guide your employees to the right care at the right time, resulting in a positive impact on health outcomes—and lower costs for you.
Building a new benefits package?
Plans offered by Cigna Health and Life Insurance Company
Cigna Pathwell Bone & Joint – A New Standard of Care for Musculoskeletal Conditions
One of the most significant health challenges in the U.S. is the rising prevalence of Musculoskeletal (MSK) conditions, which is one of the top medical spend categories for employers.1 Unfortunately, the MSK condition care journey can be fragmented, and interventions may reach customers too late, causing a ripple effect of inflated costs, ineffective treatments, and unnecessary surgeries.
Cigna Pathwell Bone & Joint, a condition-specific care program, helps employees with spine, hip, knee, or shoulder pain get on the right treatment path, avoid unnecessary surgeries, and reduce your organization’s spend.
Employees will have access to designated providers who meet quality and cost criteria, a clinical navigation experience supported by a Clinical Care Advocate2 who helps them make the right decisions about their care, and benefit design that rewards customers for optimal care choices.
About Cigna Pathwell Bone & Joint
Get Ahead of High Costs
Clinical Care Advocate
Digital Guidance and Engagement
The Right Care at the Right Time
Surgery Benefit
Did You Know?
- More than 1 in 2 adults have an MSK condition6 including low back, osteoarthritis hip, and osteoarthritis knee pain
- 61% higher spend with patients that have an MSK and identified behavioral health condition7
- 2.4x higher than MSK costs alone for MSK patients who are opioid-dependent8
Ready to learn more about Cigna Pathwell Bone & Joint?
About Cigna Pathwell
As the health care needs of our clients and customers continue to evolve, so do our solutions.
Cigna PathwellSM is a set of solutions that help provide the best path forward to wellness, enhancing every step of the customer journey to clarify, streamline, and personalize care, moving businesses down the path of continued growth.
View Cigna Healthcare Company Names
1 Cigna Healthcare book of business 2022 analysis for 2021 full year medical and pharmacy claims
2 These care advocates are nurses and physical therapists holding a current licensure in a minimum of one state but do not practice nursing or physical therapy or provide medical advice in any capacity as a care advocate.
3 Based on proprietary Cigna Healthcare algorithms, data and claims analysis to assess potential health risks. Timing and results may vary.
4 When program participation requirements are met for covered surgeries. For non-HSA plans, the employer’s plan pays 100% of eligible expenses. For HSA plans, plan pays 100% after deductible is met.
5 For surgery with designated provider >60 miles from home. Amount varies based on factors such as treatment plan, location and duration of facility stay and subject to program participation requirements.
6 Clinically Speaking: The Health Care Total Cost of Musculoskeletal Conditions, Evernorth August 2022; https://www.evernorth.com/articles/clinically-speaking-health-care-total-cost-musculoskeletal-conditions
7 Evernorth Research Institute, MSK in the USA report, 2022
8 2023 Cigna Healthcare study of risk adjusted total medical costs by behavioral health and chronic condition using claims based on 12 month period for 1/1/2022 – 12/31/2022 for customers with continuous medical, pharmacy, and behavioral eligibility.
Product availability may vary depending on location and plan type and is subject to change. All group insurance policies and benefit plans contain exclusions and limitations. For costs and complete details of coverage, contact your Cigna Healthcare representative.
Cigna Healthcare products and services are provided exclusively by or through operating subsidiaries of The Cigna Group, including Cigna Health and Life Insurance Company (Bloomfield, CT), or its affiliates. In Utah, all products and services are provided by Cigna Health and Life Insurance Company (Bloomfield, CT). Policy forms: OK – HP-APP-1 et al., OR – HP-POL38 02-13, TN – HP-POL43/HC-CER1V1 et al. (CHLIC); GSA-COVER, et al. (CHC-TN).
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Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of The Cigna Group Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT). The Cigna Healthcare name, logo, and other Cigna Healthcare marks are owned by The Cigna Group Intellectual Property, Inc.
All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna Healthcare sales representative. This website is not intended for residents of New Mexico.
La aseguradora publica el formulario traducido para fines informativos y la versión en inglés prevalece para fines de solicitud e interpretación.
The insurer is issuing the translated form on an informational basis and the English version is controlling for the purposes of application and interpretation.