Skip to main navigation Skip to main content Skip to footer For Medicare For Providers For Brokers For Employers Español For Individuals & Families: For Individuals & Families Medical Dental Other Supplemental Explore coverage through work How to Buy Health Insurance Types of Dental Insurance Open Enrollment vs. Special Enrollment See all topics Shop for Medicare plans Member Guide Find a Doctor Log in to myCigna
Home Knowledge Center Wellness Library Advance Directive: What to Include

Advance Directive: What to Include

Overview

An advance directive is a form. It describes the kinds of medical care you want to have if you're badly hurt or have a serious illness and can't speak for yourself. A living will (declaration) and a medical power of attorney (durable power of attorney for health care) are types of advance directives.

It may be hard to know what to include in your advance directive if your form doesn't tell you what to address. Many states have a unique advance directive form. (For example, the form may ask you to address specific issues.) Or you might use a universal form that has been approved by many states.

You can also use the information below to help you get started.

Making decisions

Who do you want to make your health care decisions for you?

  • Do you have a person in mind, such as your partner, a close friend, or your doctor? The person you choose to make these decisions for you is your health care agent. (That person may be called something else in your state. And in some states, the doctor who's treating you can't be your health care agent.)
  • Can you talk to this person about the kinds of treatments you do or don't want to have?
  • Does this put too much pressure on the person to make decisions for you? Do you think that this person will be able to do what you ask?

Types of treatment

Do you know enough about the kinds of treatments that can help keep you alive?

  • Cardiopulmonary resuscitation (CPR) is used if your heart has stopped.
  • A breathing machine that pumps air into your lungs through a tube is used if you can't breathe on your own.
  • Dialysis is used if your kidneys stop working.
  • A feeding tube or an intravenous (I.V.) line is used to provide food and fluids if you can't eat or drink.
  • Antibiotics are medicines used to treat serious infections.

Life support

How do you feel about the use of life support if you:

  • Have a serious illness that can't be cured?
  • Are in a coma and there is little chance that you'll come out of it?
  • Have a long-term illness that gets worse over time and doesn't get better?

Your concerns

What concerns you the most?

  • Are you worried that you'll have pain or be kept alive on machines?
  • Are you worried that you'll lose your ability to function and live on your own or that you'll be a burden to your family?
  • Are there things that scare you? Include your fears or concerns in your advance directive.

Quality of life

What does quality of life mean to you?

  • Do you want to be able to function and live on your own?
  • Are you okay with living in a hospital or nursing home?
  • Are you okay with being kept alive by machines?

Do you have any other thoughts about what quality of life means to you and how much control you want to have over it?

End-of-life questions

Here are some other questions to think about:

  • Where do you want to spend the last days of your life? Would it be in the hospital or at home?
  • Do you have any medical problems right now that affect your way of life?
  • Do you have an implanted cardiac device? This includes some types of pacemakers and ICDs (implantable cardioverter-defibrillators). You may want to turn off your device as part of your end-of-life medical treatment.
  • Do you want to donate your organs when you die?
  • Can you talk to your doctor about end-of-life issues?

Spiritual beliefs

  • Do your religious or spiritual beliefs keep you from having an advance directive? If they do, ask your clergy or spiritual adviser to help you know what to do if you can't make medical decisions for yourself.
  • Will you be able to practice religious rituals before you die? In some religions, rituals are done before or after a person dies. If you want certain rituals to be done and know who you want to do them, write them in your advance directive. For safety reasons, some hospitals may not let you do certain rituals.
  • Do you want to include your beliefs and thoughts about illness, dying, and death?

Finding answers

You may find it hard to answer some of these questions. Here's a way to help make things more clear.

Try to picture yourself in each of the situations listed below. Then think about what you would like to happen if you couldn't say what you wanted. As you read through each example, write down any thoughts that come to you.

  • What if you had a disease that couldn't be cured? Would you want to be given antibiotics to get rid of an infection, such as pneumonia, that might lead to your death if it's not treated?
  • What if you had a disease that gets worse over time and affects your movement or memory, such as Parkinson's disease or Alzheimer's disease? Would you want to be given food and fluids through a tube? If so, is there a time when you would want to stop this treatment?
  • What if you were in pain? Would you want to be given strong doses of medicine to ease it, even if they make you groggy and not able to think clearly?
  • What if you were in a coma and there was little chance that you would come out of it? Would you want to be kept alive by a machine that pumps air into your lungs through a tube if you can't breathe on your own?

Try this exercise again with a few more "what if" situations. This time you might think about what your doctor says about your chances for recovery and how that might affect what you decide to do. You may see some patterns develop that can help you decide what to include in your advance directive.

These decisions are tough to make, but you don't have to make them alone. Look to your family, your doctor, your health care agent, and your friends for help and support. Involve them as you write your advance directive so they'll know what you want. If something happens that you didn't plan for, they'll have a better idea of how you would want to handle it.

Changing your advance directive

You can change or cancel your advance directive at any time. Just fill out new forms and get rid of your existing forms. Or you can just let your family, your doctor, and your health care agent know about the change. If you change or create new forms, give everyone an updated copy. Don't just cross out or add new information unless it's only to change your address or phone number.

Storing your advance directive

Keep copies of your living will and medical power of attorney in a safe but easy-to-access place where others can find them. Do not keep your advance directive forms in a safe deposit box. If you can't speak for yourself, your family may not know how to access these forms. And don't rely on your lawyer to be able to provide the documents when they are needed. Your family may not know who to contact.

If your state offers an online registry, you may be able to store your advance directive online so authorized health care providers can find it right away. Give copies of these documents to your doctor, your health care agent, your family members, your lawyer, and anyone else who may need them.

Current as of: November 16, 2023

Author: Ignite Healthwise, LLC Staff

Clinical Review Board
All Healthwise education is reviewed by a team that includes physicians, nurses, advanced practitioners, registered dieticians, and other healthcare professionals.

This information does not replace the advice of a doctor. Ignite Healthwise, LLC, disclaims any warranty or liability for your use of this information. Your use of this information means that you agree to the Terms of Use. Learn how we develop our content.

© 2024 Ignite Healthwise, LLC. Healthwise, Healthwise for every health decision, and the Healthwise logo are trademarks of Ignite Healthwise, LLC.

Related Links

Choosing a Health Care Agent Writing an Advance Directive

<cipublic-spinner variant="large"><span>Loading…</span></cipublic-spinner>

Page Footer

I want to...

Get an ID card File a claim View my claims and EOBs Check coverage under my plan See prescription drug list Find an in-network doctor, dentist, or facility Find a form Find 1095-B tax form information View the Cigna Glossary Contact Cigna

Audiences

Individuals and Families Medicare Employers Brokers Providers

Secure Member Sites

myCigna member portal Health Care Provider portal Cigna for Employers Client Resource Portal Cigna for Brokers

The Cigna Group Information

About Cigna Healthcare Company Profile Careers Newsroom Investors Suppliers The Cigna Group Third Party Administrators International Evernorth

 Cigna. All rights reserved.

Privacy Legal Product Disclosures Cigna Company Names Customer Rights Accessibility Non-Discrimination Notice Language Assistance [PDF] Report Fraud Sitemap Cookie Settings

Disclaimer

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna.

All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Cigna may not control the content or links of non-Cigna websites. Details