Skip to main navigation Skip to main content Skip to footer For Medicare For Providers For Brokers For Employers Español For Individuals & Families: For Individuals & Families Medical Dental Other Supplemental Explore coverage through work How to Buy Health Insurance Types of Dental Insurance Open Enrollment vs. Special Enrollment See all topics Shop for Medicare plans Member Guide Find a Doctor Log in to myCigna
Home Knowledge Center Wellness Library Making Wise Health Decisions

Making Wise Health Decisions

Overview

Throughout your life you will have to make health decisions for yourself and your family. The decisions you make will influence your overall well-being as well as the quality and cost of your care. People who learn as much as they can about their choices often are more confident about the decisions they make. And in general, people who work with their doctors to make health decisions are happier with the care they receive and the results they achieve.

Why should you partner with your doctor to make decisions? Aren't you paying your doctor to know what to do? There are often several approaches to diagnosing and treating a health problem. And it's not always clear what choices are the best ones for you. You are more likely to feel better about the chosen approach if it is the one best suited to your needs and values. Sometimes the best choice is to say "no" to care you don't need.

The best formula for making health decisions is to combine the most reliable medical facts with your personal values. These include your beliefs, fears, lifestyle, and experiences, and they all play a role in helping you make decisions about your health.

Put more simply:

Medical Information + Your Information = Wise Health Decisions

Health Tools

Health Tools

Health Tools help you make wise health decisions or take action to improve your health.

Actionsets are designed to help people take an active role in managing a health condition.
Skills for Making Wise Health Decisions

Skills for Making Wise Health Decisions

The following are some simple steps for you to follow when you have a health decision to make. Depending on the decision, the process may take a few minutes, a few hours, or several weeks. Take as much time as you need to make the decision that is right for you.

  1. Know your options.

    Tell your doctor that you want to share in making the decision. Ask your doctor to clearly state the decision that needs to be made and what your choices are.

  2. Get the facts.

    Learn all about each option by using resources like the library, your doctor, and reliable websites you can trust. Make sure the information you collect is based on sound medical research, not the results of a single study or facts published by a company that will profit by your using its product.

  3. Consider what matters to you.

    Consider your own needs and values and what you hope for as the best possible outcome. Talk with family members and others who will be affected by your decision. Then sort out the information you've gathered. Make a list of pros and cons as you see them for each option. You may want to share your list with your doctor to make sure you have all the information you need.

  4. Try out a decision.

    Write down what you expect will happen if you choose a particular option. Ask your doctor if what you expect is reasonable. Ask again about the side effects, pain, recovery time, cost, or long-term outcomes of that option. Then see if you still feel it's the best choice for you.

  5. Make an action plan.

    After you and your doctor have made a decision, find out what you can do to make sure that you will have the best possible outcome. Write down the steps that you need to take next. Think positively about your decision, and do your part to ensure success by following your doctor's advice. Remember, when you share in making a decision, you share the responsibility for the outcome.

Learn more

This information does not replace the advice of a doctor. Healthwise, Incorporated, disclaims any warranty or liability for your use of this information. Your use of this information means that you agree to the Terms of Use. Learn how we develop our content.

© 1995-2024 Healthwise, Incorporated. Healthwise, Healthwise for every health decision, and the Healthwise logo are trademarks of Healthwise, Incorporated.

Related Links

Better Care at Lower Costs Electronic Medical and Health Records Healthwise Self-Care Checklist: Do I Need to Go to the Doctor? Smart Decisions: Know Your Options Reducing Medication Costs Work Closely With Your Doctor

<cipublic-spinner variant="large"><span>Loading…</span></cipublic-spinner>

Page Footer

I want to...

Get an ID card File a claim View my claims and EOBs Check coverage under my plan See prescription drug list Find an in-network doctor, dentist, or facility Find a form Find 1095-B tax form information View the Cigna Glossary Contact Cigna

Audiences

Individuals and Families Medicare Employers Brokers Providers

Secure Member Sites

myCigna member portal Health Care Provider portal Cigna for Employers Client Resource Portal Cigna for Brokers

The Cigna Group Information

About Cigna Healthcare Company Profile Careers Newsroom Investors Suppliers The Cigna Group Third Party Administrators International Evernorth

 Cigna. All rights reserved.

Privacy Legal Product Disclosures Cigna Company Names Customer Rights Accessibility Non-Discrimination Notice Language Assistance [PDF] Report Fraud Sitemap Cookie Settings

Disclaimer

Individual and family medical and dental insurance plans are insured by Cigna Health and Life Insurance Company (CHLIC), Cigna HealthCare of Arizona, Inc., Cigna HealthCare of Illinois, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of North Carolina, Inc., Cigna HealthCare of South Carolina, Inc., and Cigna HealthCare of Texas, Inc. Group health insurance and health benefit plans are insured or administered by CHLIC, Connecticut General Life Insurance Company (CGLIC), or their affiliates (see a listing of the legal entities that insure or administer group HMO, dental HMO, and other products or services in your state). Accidental Injury, Critical Illness, and Hospital Care plans or insurance policies are distributed exclusively by or through operating subsidiaries of Cigna Corporation, are administered by Cigna Health and Life Insurance Company, and are insured by either (i) Cigna Health and Life Insurance Company (Bloomfield, CT); (ii) Life Insurance Company of North America (“LINA”) (Philadelphia, PA); or (iii) New York Life Group Insurance Company of NY (“NYLGICNY”) (New York, NY), formerly known as Cigna Life Insurance Company of New York. The Cigna name, logo, and other Cigna marks are owned by Cigna Intellectual Property, Inc. LINA and NYLGICNY are not affiliates of Cigna.

All insurance policies and group benefit plans contain exclusions and limitations. For availability, costs and complete details of coverage, contact a licensed agent or Cigna sales representative. This website is not intended for residents of New Mexico.

Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna website. Cigna may not control the content or links of non-Cigna websites. Details